If you are planning to get a loan, now or anytime in the near future, you need to make sure that you have a good credit score. This affects credit score is seen in the credit report, which is the basis of the lending institutions whenever they are processing a loan application. Many find it difficult with their credits and here is a solution for this. Here I found a site that helps those people and is creditnexus.com. Credit Nexus 3-in-1 helps you to avoid crime action that often done by people by stealing credit holder identity. They offer credit report for free and thus they attract the customers. It is a fact that nowadays because of the sub prime crisis, and now with the financial and economic crisis there are thousands of Americans with credit problems and remove credit report errors and even without the access to credit. The best credit report on store with the Credit Nexus makes it so easy for you to arrive at a conclusion on the transactions you have made over the period of time. This report is needed by lender, credit card company and lender to know your payment history before approved to get loan, is used for get mortgage and they also will ask you to show your credit score you want to charge your amount. If you are interested to improve credit, you will also find ways how to improve credit score. The credit reports that you need can be browse and found on the internet. If you feel you need to know interest rates, terms, loan amount from many lenders, you can read some useful articles here.