Reverse mortgages are hot items these days. A reverse mortgage or a lifetime mortgage is a loan available to seniors, and is used to release the home equity in the property as one lump sum or multiple payments. The home owner's obligation to repay the loan is deferred until the owner dies, the home is sold, or the owner leaves. A reverse mortgage is analogous to an annuity where the principal and interest are paid with home owner's equity. In a reverse mortgage, the home owner makes no payments and all interest is added to the lien on the property. If the owner receives monthly payments, or a bulk payment of the available equity percentage for their age, then the debt on the property increases each month. If a property has increased in value after a reverse mortgage is taken out, it is possible to acquire a second (or third) reverse mortgage over the increased equity in the home. But in certain countries (including the United States), a reverse mortgage must be the only mortgage on the property. Reverse Mortgage Information is a website dedicated to providing senior homeowners with the tools, news and other reverse mortgage information resources needed for to make an informed decision. They are an independent site not affiliated with reverse mortgage lenders or brokers. The views and opinions expressed are their view alone and do not constitute financial advice. You should always seek competent professional assistance when making important financial decisions. If you are looking for a reverse mortgage loan then reverse-mortgage-information.com site provides you everything you need related to that.